TIOmarkets Review (2026): Fees, Platforms, Pros & Cons
BY TIOmarkets
|February 24, 2026TIOmarkets is a multi-asset CFD broker offering access to forex, indices, stocks, commodities, and futures markets through the MT4 and MT5 trading platforms. Founded in 2019, the broker has grown to serve clients in more than 170 countries.
This review covers the key areas traders typically evaluate when assessing a broker: regulation, account types, trading fees, platforms, deposits and withdrawals, and available instruments. Where conditions are subject to change or vary by instrument, that is noted directly.
Regulation
TIOmarkets operates through TIO Markets Ltd, authorised and regulated by the Mwali International Services Authority (MISA), licence number T2023224.
Traders should review the regulatory framework and applicable client protections for their jurisdiction before opening an account.
Account Types
TIOmarkets offers multiple account types designed to suit different trading styles and experience levels. The main accounts are Standard, Raw, and VIP Black. A Nano account is also available.
Standard account The Standard account carries no trading commission. Spreads start from 1.1 pips. The minimum deposit is USD 20, or the currency equivalent. This account is a straightforward starting point for traders who prefer a simple cost structure without a separate commission component.
Raw account The Raw account offers spreads starting from 0.0 pips, with a fixed commission of $6 per round-turn standard lot. The minimum deposit is USD 250, or the currency equivalent. This structure tends to be more cost-efficient for traders executing at higher volumes, where the tighter spread outweighs the commission.
VIP Black account The VIP Black account offers spreads from 0.3 pips with no commission. The minimum deposit is USD 1,000, or the currency equivalent. This account combines the low-spread characteristics of the Raw account with the zero-commission structure of the Standard.
Nano account The Nano account carries a $6 commission per round-turn lot. Traders interested in the Nano account should review the full conditions on the TIOmarkets website.
All accounts are available in multiple base currencies: USD, EUR, GBP, AUD, CAD, ZAR, and AED. Both MT4 and MT5 are available across all account types.
Fees and Trading Costs
Spreads
All spreads at TIOmarkets are variable and sourced from the broker's liquidity providers. They are tighter during normal market conditions and periods of high liquidity, and can widen during high volatility, low liquidity, or around major news events. Indicative spread levels by account type:
| Account | Spread from | Commission |
| Standard | 1.1 pips | $0 |
| Raw | 0.0 pips | $6 per round-turn lot |
| VIP Black | 0.3 pips | $0 |
| Nano | Variable | $6 per round-turn lot |
These figures represent indicative minimums under normal conditions. Actual traded spreads will differ. Live indicative pricing is available on the spreads page at tiomarkets.com.
Swaps
Positions held overnight are subject to swap charges or credits. TIOmarkets considers the close of the trading day to be 22:00 GMT, which corresponds to the close of business New York time. Swaps are credited or debited to open positions at this time daily. Wednesdays typically carry a triple swap to account for the weekend rollover, though the triple swap day can vary depending on the instrument. Current swap rates are available in the contract specifications within the MT4 or MT5 platform.
An Islamic (swap-free) account option is available for eligible traders on eligible instruments. Traders who require this should contact TIOmarkets support after registration.
Non-trading fees
Deposit fees are zero for amounts of USD 20 or more, with TIOmarkets covering payment processor charges. A dormancy fee of USD 30 per month applies to accounts that have had no open positions and no trading activity for three consecutive months. A processing fee of USD 25 may apply in certain withdrawal circumstances, including withdrawing without having traded, withdrawing less than USD 20, or withdrawing in cryptocurrency after a fiat deposit.
Platforms
TIOmarkets provides access to MetaTrader 4 (MT4) and MetaTrader 5 (MT5). Both platforms are available as desktop applications, via web browser, and on mobile, allowing traders to monitor and manage positions from any device.
MT4 was designed for forex and CFD trading and is widely used for its simplicity and broad compatibility with automated trading tools, including Expert Advisors (EAs) and custom scripts. MT5 is a more recent multi-asset platform that includes additional order types, a built-in economic calendar, and expanded technical analysis tools compared to MT4.
Both platforms support automated strategies via EAs. Traders using the unlimited leverage feature should note that automated EA-based strategies are not compatible with it; a standard margin account is required for EA trading.
Instruments
TIOmarkets offers access to more than 300 instruments across five markets: forex, indices, stocks, commodities, and futures. The forex range covers major, minor, and exotic currency pairs. Indices include benchmarks from the US, UK, Europe, Asia, and Australia. Stock CFDs cover major global companies. Commodities include metals, energy, and agricultural products. Index futures are also available.
Not all instruments are available across all account types. Traders should confirm availability within their specific account.
Deposits and Withdrawals
The minimum deposit is USD 20, or the currency equivalent in any of the seven supported base currencies. TIOmarkets supports the following funding methods:
- Bank wire transfer (EUR, USD, GBP, CAD, AED)
- Debit and credit card (EUR, USD, GBP, AED, ZAR)
- E-wallet via Skrill and Neteller (EUR, USD, GBP, AUD)
- Multiple cryptocurrencies including Bitcoin, Ethereum, Cardano, Ripple, Solana, Litecoin, USDC, and USDT
- Mobile money (KES, GHS)
Deposit fees are zero for amounts of USD 20 or more, with TIOmarkets covering processing charges. Card, e-wallet, and crypto deposits are typically reflected instantly, though occasional delays can occur due to third-party verification processes outside TIOmarkets' control. Bank wire transfers are usually processed the same day but can take up to five business days.
Traders can deposit and begin trading immediately, with a 14-day grace period to complete account verification. Withdrawals require full verification to be completed first. Withdrawal requests are typically processed within one business day.
Additional Features
Copy trading TIOmarkets introduced copy trading in 2023. The feature allows traders to make their performance public, attract followers, and earn from their trading activity. Other users can copy trades in real time through the platform.
24/7 customer support Customer support is available around the clock via live chat. TIOmarkets has offered 24/7 support since 2023.
Educational resources TIOmarkets provides a range of educational articles and guides covering topics from introductory trading concepts to more specific strategy and platform content.
Pros and Cons
Pros
- Regulated by MISA with licence number T2023224
- Competitive fee structure, including 0.0 pip spreads on the Raw account
- No commission on Standard and VIP Black accounts
- Low minimum deposit of $20 on the Standard account
- Multiple deposit methods including cryptocurrency and mobile money
- MT4 and MT5 available on desktop, web, and mobile
- Copy trading available
- 24/7 live chat support
- More than 300 instruments across five markets
Cons
- Unlimited leverage and certain promotions are not available on all account configurations
- Variable spreads mean actual costs can differ from indicative minimums, particularly during volatile market conditions
- Dormancy fee of $30 per month applies after three months of inactivity
- Raw and VIP Black accounts require higher minimum deposits than the Standard account
Who Is TIOmarkets Suited To?
TIOmarkets accommodates traders at different experience levels. The Standard account's $20 minimum deposit and zero-commission structure makes it accessible for traders starting out or testing the platform with a smaller amount. The Raw account, with spreads from 0.0 pips and a $6 round-turn commission, is better suited to higher-volume traders for whom tight spreads are the priority. The VIP Black account offers a middle ground with low spreads and no commission for traders who can meet the $1,000 minimum.
The availability of both MT4 and MT5, alongside copy trading and a broad instrument range, means the platform supports a variety of trading approaches.
Summary
TIOmarkets is a MISA-regulated CFD broker founded in 2019, offering access to more than 300 instruments through MT4 and MT5. The fee structure is competitive across account types, the minimum deposit is low, and the range of supported deposit methods is broad. Additional features including copy trading and 24/7 live chat support are available.
As with any broker, traders should review the applicable trading conditions, instrument availability, and regulatory framework before opening an account.
FAQ
Risk disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Never deposit more than you are prepared to lose. Professional client’s losses can exceed their deposit. Please see our risk warning policy and seek independent professional advice if you do not fully understand. This information is not directed or intended for distribution to or use by residents of certain countries/jurisdictions including, but not limited to, USA & Countries included in the OFAC sanction list. The Company holds the right to alter the aforementioned list of countries at its own discretion.
TIOmarkets offers an exclusively execution-only service. The views expressed are for information purposes only. None of the content provided constitutes any form of investment advice. The comments are made available purely for educational and marketing purposes and do NOT constitute advice or investment recommendation (and should not be considered as such) and do not in any way constitute an invitation to acquire any financial instrument or product. TIOmarkets and its affiliates and consultants are not liable for any damages that may be caused by individual comments or statements by TIOmarkets analysis and assumes no liability with respect to the completeness and correctness of the content presented. The investor is solely responsible for the risk of his/her investment decisions. The analyses and comments presented do not include any consideration of your personal investment objectives, financial circumstances, or needs. The content has not been prepared in accordance with any legal requirements for financial analysis and must, therefore, be viewed by the reader as marketing information. TIOmarkets prohibits duplication or publication without explicit approval.
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